If driving is a part of your everyday life, you understand the hazards that can occur. Auto insurance is designed to provide funds to repair vehicle damage and help when people are injured in an accident. At Premier Elk County Insurance, we can help you understand the various options available for auto insurance coverage, so you can be prepared for anything that happens on the road
An accident can cause thousands of dollars worth of property damage or can cause severe injuries that lead to expensive medical bills. Insurance provides funds to help cover these costs, so you are not personally liable for payment. If your vehicle is financed, the bank or financial institution will require you to have certain auto insurance levels to protect your vehicle investment. In addition, states often have their own requirements for minimum vehicle insurance coverage, which are set by law.
Different levels of coverage are available to drivers. Liability insurance covers damage to property and persons that are involved in an accident. Collision insurance covers repairs that result from accidents. Comprehensive insurance covers damage from hail, falling objects, vandalism, and other events. You can also find policies that have additional benefits, such as rental car coverage for when your car is being repaired, roadside assistance and new-car replacement that will cover the cost of a new vehicle if your car is totaled. In addition, different levels of deductibles are also available.
Auto insurance can be a complicated subject, with specialized terms and a range of choices. Our experienced agents can answer your questions and help you understand the various levels of coverage and premiums. We offer a number of insurance products for our clients, and pride ourselves on providing individualized attention. Contact Premier Elk County Insurance today for a no obligation quote on auto insurance for your driving needs.
