If you are a renter, you don't need home insurance, but you do need renters' insurance. You don't have to insure the dwelling that you live in, as you don't own it. The owner has to keep that insurance policy. Renters' policies offer you several different coverage types rolled into one policy. If you're renting and aren't insured, call us at Premier Elk County Insurance in Pennsylvania to get started.
A renters' policy needs to stay in effect for as long as you live in your rented home. It will protect your belongings so they can be replaced if something happens to them. If a significant incident happens to your home and your things are damaged or ruined, your policy will ensure that you can get them repaired or replaced. This coverage is vital for saving yourself an enormous amount of money if a serious incident does happen.
Even renting, you can still be held liable when someone has an accident inside your home. If a third party becomes injured there, you could be liable for paying all their medical bills and lost wages, among other costs. With renters' insurance, you will have liability coverage so that all those bills will get paid. This can save you a lot of money with the high cost of medical bills.
If you are a renter and don't have a renters' insurance policy, it's time to call us and learn more about these policies. It's never a good idea to go without renters' insurance and leave yourself financially vulnerable. Please get started by calling us at Premier Elk County Insurance in Pennsylvania.
