Motorcycle drivers have a little something in them that is untamed and ready for danger. Embracing that freedom is part of what makes being an American great, but the reality of the road means that drivers are never free of danger. Premier Elk County Insurance can help motorcycle drivers fulfill their legal minimums and have a safety net for accidents.
A motorcycle is a smaller motor vehicle, but it can still cause significant personal and property damage in an accident or when improperly operated. Pennsylvania requires all motorcycle drivers to carry insurance, just as it does for drivers of standard motor vehicles.
The minimum is often not enough to cover the damage from an accident. Expensive bikes with custom parts and hours of work in the shop may cost much more to repair than another driver's liability coverage without supplemental coverage from your provider.
Motorcycle accidents often do the most damage to motorcycle drivers. Serious injuries and death can occur, and older motorcycle drivers can make risky decisions like not wearing a helmet or other safety gear. Barebones insurance policies may not include personal injury coverage, leaving whatever health insurance you have to cover the bills. Some may not cover passengers, so a loved one you bring on a motorcycle trip may be injured and buried in debt.
Whether you're looking to improve your current policy or get into a new one so you can responsibly get back on the road, contact us or stop by the office at your earliest convenience. Premium Elk County Insurance knows our way around the insurance marketplace. We can help Pennsylvania motorcycle drivers sign up for policies that can provide real support when needed. We'll also help you take stock of your driving record and habits to see if your risk assessment can be improved.
